TAKE AWAYS
- If you set yourself to earn N1m a year, that’s as much as you will earn.
- The way you programme yourself will determine your financial or personal life.
- Take a closer look at your income, investments, and business results. Check your inputs, financial management and spending habits.
- It is pertinent that you never have a ceiling to your income. If you do, that’s the beginning of a failed programme.
- Never programme yourself to stock up your salary and not invest it – no matter how little.
- Make it a habit to study financial journals to increase your financial knowledge and re-programme your mind to be a high achiever and money maker.
It is important that we understand that how a machine is programmed determines how it will function. This also applies to human beings and animals. Building habits and thoughts to perform in certain ways is the genius of human beings. Why? Animals can adapt to their environment but human beings can create or adjust their environment to suit them. How you think yourself to be is what you will eventually become.
So, to understand why you are at the level you are today, begin by asking yourself the following questions.
Do you believe rich people are greedy?
Do you only want to make enough money to take care of your family?
If you are a woman, do you believe that only a man can take care of your needs?
Are you about having high income, moderate income or low income?
Are you programmed for saving or spending money?
Do you manage your money judiciously or miss-manage it?
Are you set for financial success or failure?
If you set yourself to earn N1m a year, that’s as much as you will earn. To tell what you how you have programmed yourself, take a close look at your income, your account, net worth, your investments, your business results. How much you work or put in, financial management, spending habit?
Do you own a business or have a job? Do you have only one stream of income? Do you spend more than you earn?
The only way to change the programme is to carefully look at these things and consciously change. Otherwise, you will be stuck in one place and at the end of the day, you will blame village witches or the economy for your predicament.
The simple logic is that you identify the problem and change it. This is because your income can only grow as much as you want it to. And what matters is that you programme yourself to reach your full potential and reach the point you want to be at.
You must observe yourself and correct even the slightest misstep you make and make the right step.
It is pertinent that you never have a ceiling to your income, if you do, that’s the beginning of a failed programme. Do not be so busy with a job of N70, 000 so much that you do not have a side income that pays you at least, another N5, 000 or N10, 000 a week. It is very important that you understand the importance of multiple streams of income.
Never programme yourself to stock up your salary and not invest it in something no matter how little. Your salary is the seed which you will use in planting other businesses that will bear you fruits. See every N1, 000 as a seed that can be planted to earn a N100, 000 profit which can be replanted to earn a whooping N1m.
Make it a habit to study financial journals to increase your financial knowledge and re-programme your mind to be a high achiever and money maker. It will also help you make better and wiser financial decisions.
